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Your Finances, Simplified
Manage your finances with tailored solutions for convenience and personal attention. Enjoy flexible online and mobile banking, or rely on our expert bankers for seamless guidance.
Your Finances, Simplified
Build a Stronger Financial Future
E-Checking
Lower monthly fee when you go paperless with e-statements at account opening.
In-store, Online and in Your Digital Wallet
Free bill pay, internal transfers &
e-statements
Basic Checking
Your go-to for everyday spending. Easy, simple, and always accessible.
In-store, Online and in Your Digital Wallet
Free bill pay, internal transfers &
e-statements
Choice Personal Checking
Available exclusively to clients with a loan at IFB. No monthly fees. No minimum balance. Just straightforward banking.
In-store, Online and in Your Digital Wallet
Free bill pay, internal transfers &
e-statements
See schedule of fees for more details
Senior Citizen Checking
Hassle-free checking designed for customers 55 and up.
In-store, Online and in Your Digital Wallet
Free bill pay, internal transfers &
e-statements
See schedule of fees for more details
Now Account
A checking-style account that earns interest while keeping your funds easily accessible.
In-store, Online and in Your Digital Wallet
Free bill pay, internal transfers &
e-statements
See schedule of fees for more details
Personal Savings
A secure savings account to help you grow your money while keeping it easily accessible.
Charge
Free bill pay, internal transfers &
e-statements
See schedule of fees for more details
Personal Money Market (Tiered)
Earn more as your balance grows.
Charge
In-store, Online and in Your Digital Wallet
Free bill pay, internal transfers &
e-statements
Child FLUTMA Savings
A savings start for your child’s future transfers to them at adulthood.
Charge
Free bill pay, internal transfers &
e-statements
See schedule of fees for more details
Home Mortgages
Your Dream Home Deserves the Right Foundation
Discover mortgage options built around your life, your goals, and your future.
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Celebrating Success
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Frequently Asked Questions
How do I open a personal bank account?
Opening a personal bank account is easy! Simply contact one of our Preferred Bankers by calling us at 305-648-8800 or emailing info@ifbbank.com. One of our team members will be happy to assist you and guide you through the process.
Is there a minimum balance requirement for personal accounts?
Yes, some accounts may have minimum balance requirements. For full details, please refer to our Schedule of Fees available on our website.
Are there monthly maintenance fees, and how can I avoid them?
Certain accounts may include monthly maintenance fees. You can learn more about these fees and how to waive them by visiting our Schedule of Fees.
What documents do I need to open a personal checking or savings account?
- A government-issued ID (e.g., driver’s license or passport)
- Proof of address (e.g., utility bill or lease agreement)
- Your Social Security Number (SSN) or Taxpayer Identification Number (TIN)
How can I sign up for online and mobile banking?
Domestic personal accounts can conveniently self-enroll in online banking. Once enrolled, you’ll be able to access your account through our mobile app. For all other account types, please reach out to your Preferred Banker to get started today.
How do I activate my debit card?
- Call the number on the card
- Activate via Online Banking
- Use an ATM (withdraw or check balance)
- Call us for assistance
What should I do if I notice suspicious or unusual activity on my business account?
If you notice unusual activity on your personal account, contact us immediately at 305-648-8800 or contact your Preferred Banker. Our team will work with you to secure your account and resolve any issues.
Connect with a Preferred Banker
Get expert advice and personalized solutions tailored to your needs.