FDIC
fdic blanco

Connecting Your World to Ours

Serving a global clientele requires expertise. Whether you’re an international entrepreneur or a seasonal resident, our team is here to support your U.S. banking and lending needs.

Personalized Accounts and Business Solutions That Move With You, Wherever You Are in the World

International Banking, Our Local Specialty

young-female-person-working-in-flex-office-2025-03-06-16-27-04-utc

E-Checking (I)

Lower monthly fee when you go paperless with e-statements at account opening.

$25,000
Minimum Daily Balance to Avoid Monthly Fee
$45
Monthly Service Charge
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM transactions

See schedule of fees for more details

Per statement cycle at any ATM
Earn interest on your balance
Earn Interest on Your Balance
View More
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Basic Checking (I)

Your go-to for everyday spending. Easy, simple, and always accessible.

$25,000
Minimum Daily Balance to Avoid Monthly Fee
$55
Monthly Service Charge
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM transactions

See schedule of fees for more details

Per statement cycle at any ATM
Earn interest on your balance
Earn Interest on Your Balance
View More
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Choice Personal Checking (I)

Available exclusively to clients with a loan at IFB. No monthly fees. No minimum balance. Just straightforward banking.

$0
No Minimum Daily Balance
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM transactions

See schedule of fees for more details

Per statement cycle at any ATM
rates
Tiered Interest Rates for Higher Balances
View More
Personal Savings

Personal Savings (I)

A secure savings account to help you grow your money while keeping it easily accessible.

$50,000
Minimum Daily Balance to Avoid Monthly Fee
$55
Monthly Service Charge
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM transactions

See schedule of fees for more details

Per statement cycle at any ATM
Earn interest on your balance
Earn Interest on Your Balance
View More
Senior businessman using smartphone ifb

Personal Money Market Tiered (I)

Earn more as your balance grows.

$50,000
Minimum Daily Balance to Avoid Monthly Fee
$55
Monthly Service Charge
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

6
Transactions and/or withdrawals per month
See schedule of fees for more details
rates
Tiered Interest Rates for Higher Balances
View More
young women talking in telephone IFB

Now Account (I)

Earn interest on your balance with the flexibility of a checking account, tailored for international clients.

$25,000
Minimum Daily Balance to Avoid Monthly Fee
$55
Monthly Service Charge
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM Transactions

See schedule of fees for more details

Per statement cycle at any ATM
View More
business checking

Business Checking (I)

Our Business Checking Account gives you flexibility, security, and the tools you need to keep your operations running smoothly.

$50,000
Minimum Daily Balance to Avoid Monthly Fee
$60
Monthly Service
Charge
24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM transactions

See schedule of fees for more details

Per statement cycle at any ATM
Earn interest on your balance
Earn Interest on Your Balance
View More
A-customer-is-making-a-payment-in-a-cafe-IFB (1)

Business Interest Checking (I)

Earn interest while managing your business with ease.

$50,000
Minimum Daily Balance to Avoid Monthly Fee
$60
Monthly Service
Charge
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM Transactions

See schedule of fees for more details

Per statement cycle at any ATM
rates
Tiered Interest Rates for Higher Balances
View More
business money market tiered

Business Money Market Tiered (I)

Interest bearing account with simple access to funds at a higher return.

$50,000
Minimum Daily Balance to Avoid Monthly Fee
$60
Monthly Service
Charge
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

6
Transactions and/or withdrawals per month

See schedule of fees for more details

Per statement cycle at any ATM
Earn interest on your balance
Higher Returns

with easy access to funds

$18
Monthly Service
Charge
View More

Mortgages for International Clients

We specialize in helping clients across Florida, including domestic and non-resident aliens (NRAs), achieve their home goals

All loan products are subject to the Bank’s standard credit approval process.

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Finance Your
Dream Home

From first-time purchases to refinancing,
we offer competitive rates and flexible terms tailored for international clients.

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Celebrating Partnerships and Progress

Celebrating Success

We solve your doubts

Frequently Asked Questions

Yes, some accounts may have minimum balance requirements. Please review our Schedule of Fees for full details on account options and requirements.

Certain accounts may include monthly maintenance fees. Visit our Schedule of Fees to learn about these fees and how to waive them.

Opening an account as an international client is straightforward. Contact one of our Preferred Bankers at 305-648-8800 or email us at info@ifbbank.com, and we’ll guide you through the process step by step.

To open an account, you’ll typically need:

  • A valid passport
  • Proof of residency in your home country (e.g., utility bill or bank statement)
  • Your Taxpayer Identification Number (TIN) or an equivalent number issued in your home country
  • Additional documents depending on your circumstances (our team will provide details)

Our team is here to help ensure you have everything required for a smooth account opening process.

Absolutely! Accounts for international clients include access to our secure online and mobile banking platforms. Contact your Preferred Banker to enroll and start managing your account conveniently from anywhere in the world.

Yes, we specialize in accounts for non-residents. Whether you’re managing investments or other financial needs in the U.S., we have account options tailored for international clients.

There may be certain restrictions depending on your account type and local regulations. Contact your Preferred Banker for details specific to your situation.

Our accounts for international clients are exclusively denominated in U.S. dollars. For foreign currency services, such as exchange and transfers, please contact your account officer for assistance.

You can manage your account securely from anywhere using our online and mobile banking platforms. For additional services or support, our team is available by phone or email.

Connect with a Preferred Banker 

Get expert advice and personalized solutions tailored to your needs.

Please note: Information sent through this request form is not secure. Time-sensitive requests, sensitive information, or private information, such as account numbers, should not be sent through this information request form. If you would like to send us a secure message that would include sensitive information, please log in to your online banking account and visit our Message Center.
For further assistance, please contact one of our Banking Centers.
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