FDIC
fdic blanco

Partnering in Your Success

At IFB, we value meaningful interactions. With a personal touch, local decision-making, and market expertise, we anticipate your needs and customize solutions to help your business grow.

Banking Built for Business Success

Empowering Your Business with Tailored Solutions

Business checking

Business Checking

Our Business Checking Account gives you flexibility, security, and the tools you need to keep your operations running smoothly.

$2,500
Minimum Daily Balance to Avoid Monthly Fee
$15
Monthly Service Charge
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM Transactions

See schedule of fees for more details

Per statement cycle at any ATM
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man-signing-contract-in-office-with-male-hand-hold

Choice Business Checking

A flexible, fee-free account tailored for clients with established Business Accounts and a credit relationship. Designed to reward your trust with simplicity and convenience.

$0
No Minimum Daily Balance
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM Transactions

See schedule of fees for more details

Per statement cycle at any ATM
View More
usiness interest checking

Business Interest Checking

Earn interest while managing your business funds.

$5,000
Minimum Daily Balance to Avoid Monthly Fee
$15
Monthly Service Charge
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM Transactions

See schedule of fees for more details

Per statement cycle at any ATM
View More
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Business Money Market Tiered

Boost your earnings with an interest-bearing account designed for simplicity and growth.

$5,000

Minimum Daily Balance to Avoid Monthly Fee

$18
Monthly Service Charge
24/7
Online Banking

Free bill pay, internal transfers &
e-statements

6

Transactions and/or withdrawals per month

See schedule of fees for more details
View More
business lending

Business Lending

Flexible Lending Designed to Move Your Business Forward

Treasury Management

Smarter Finances, Stronger Growth

Gain full control over your business finances with powerful treasury management solutions. 

Treasury Management IFB Smarter finances, stronger growth

Celebrating Partnerships and Progress

Celebrating Success

We solve your doubts

Frequently Asked Questions

Opening a business account is simple. Contact one of our Preferred Bankers at 305-648-8800 or email us at info@ifbbank.com, and we’ll connect you with a representative to guide you through the process.

To open a business account, you’ll typically need:

  • A government-issued ID for all authorized signers
  • Proof of business registration (e.g., Articles of Incorporation or Business License)
  • Your Employer Identification Letter (EIN) or Taxpayer Identification Number (TIN)

Proof of business address for additional requirements specific to your business type.

Some business accounts have minimum balance requirements. Please review our Schedule of Fees for detailed information on account requirements and options.

Certain business accounts may include monthly maintenance fees. Learn more about these fees and how to waive them by visiting our Schedule of Fees.

Yes! Our online and mobile banking platforms are designed to meet your business needs. Contact your Preferred Banker to enroll and take advantage of secure and convenient digital banking tools.

We offer a variety of accounts tailored to businesses, including checking accounts, and money market accounts. Contact us to find the best fit for your business needs.

You can transfer money easily through our online banking platform. For assistance setting up transfers, contact your Preferred Banker or Treasury Management Specialist.

If you notice unusual activity on your business account, contact us immediately at 305-648-8800. Our team will work with you to secure your account and resolve any issues.

Yes, we offer merchant services to help businesses accept payments securely and efficiently. To learn more, please contact your Preferred Banker.

Connect with a Preferred Banker 

Get expert advise and personalized solutions tailored to your needs.

Please note: Information sent through this information request form is not secure. Time-sensitive requests, sensitive information, or private information, such as account numbers, should not be sent through this information request form. If you would like to send us a secure message that would include sensitive information, please log in to your online banking account and visit our Message Center. For further assistance, please contact one of our Banking Centers.
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