FDIC
fdic blanco

Your Finances, Simplified

Manage your finances with tailored solutions for convenience and personal attention. Enjoy flexible online and mobile banking, or rely on our expert bankers for seamless guidance.

Your Finances, Simplified

Build a Stronger Financial Future

her business is thriving with the help of technolo 2025 04 06 07 46 22 utc

E-Checking

Lower monthly fee when you go paperless with e-statements at account opening.

$500
Minimum Daily Balance to Avoid Monthly Fee
$10
Monthly Service Charge
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM Transactions
See schedule of fees for more details
Per statement cycle at any ATM
View More
A woman is lying on the beach, smiling while looking at her smartphone IFB

Basic Checking

Your go-to for everyday spending. Easy, simple, and always accessible.

$500
Minimum Daily Balance to Avoid Monthly Fee
$15
Monthly Service Charge
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM Transactions
See schedule of fees for more details
Per statement cycle at any ATM
View More
A customer is making a payment in a cafe IFB (3)

Choice Personal Checking

Available exclusively to clients with a loan at IFB. No monthly fees. No minimum balance. Just straightforward banking.

$0
No Minimum Daily Balance
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM Transactions

See schedule of fees for more details

Per statement cycle at any ATM
$500
Minimum Daily Balance to Avoid Monthly Fee
$15
Monthly Service Charge
View More
An older couple is walking inside a shopping mall, holding coffee cups IFB

Senior Citizen Checking

Hassle-free checking designed for customers 55 and up.

$0
No Minimum Daily Balance
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM Transactions

See schedule of fees for more details

Per statement cycle at any ATM
View More
A stylish young woman is walking in the city IFB

Now Account

A checking-style account that earns interest while keeping your funds easily accessible.

$2,500
Minimum Daily Balance to Avoid Monthly Fee
$20
Monthly Service Charge
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM Transactions

See schedule of fees for more details

Per statement cycle at any ATM
Earn interest on your balance
Earn Interest on Your Balance
View More
A customer is making a payment in a café IFB

Personal Savings

A secure savings account to help you grow your money while keeping it easily accessible.

$500
Minimum Daily Balance to Avoid Monthly Fee
$18
Monthly Service
Charge
24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM transactions

See schedule of fees for more details

Per statement cycle at any ATM
Earn interest on your balance
Earn Interest on Your Balance
View More
mother-with-adult-daughter-and-teenage-granddaught-2026-01-05-23-03-08-utc

Personal Money Market (Tiered)

Earn more as your balance grows.

$2,500
Minimum Daily Balance to Avoid Monthly Fee
$18
Monthly Service
Charge
Debit Card

In-store, Online and in Your Digital Wallet

24/7
Online Banking

Free bill pay, internal transfers &
e-statements

6
Transactions and/or withdrawals per month
See schedule of fees for more details
View More
child flutma savings

Child FLUTMA Savings

A savings start for your child’s future transfers to them at adulthood.

$500
Minimum Daily Balance to Avoid Monthly Fee
$12
Monthly Service
Charge
24/7
Online Banking

Free bill pay, internal transfers &
e-statements

5
Fee-Free ATM Transactions

See schedule of fees for more details

Per statement cycle at any ATM
View More
Your Dream Home Deserves the Right Foundation IFB

Home Mortgages

Your Dream Home Deserves the Right Foundation

Discover mortgage options built around your life, your goals, and your future.

Celebrating Partnerships and Progress

Celebrating Success

We Solve Your Doubts

Frequently Asked Questions

Opening a personal bank account is easy! Simply contact one of our Preferred Bankers by calling us at 305-648-8800 or emailing info@ifbbank.com. One of our team members will be happy to assist you and guide you through the process.

Yes, some accounts may have minimum balance requirements. For full details, please refer to our Schedule of Fees available on our website.

Certain accounts may include monthly maintenance fees. You can learn more about these fees and how to waive them by visiting our Schedule of Fees.

To open a personal account, you’ll generally need the following:
  • A government-issued ID (e.g., driver’s license or passport)
  • Proof of address (e.g., utility bill or lease agreement)
  • Your Social Security Number (SSN) or Taxpayer Identification Number (TIN)
If you have any questions about specific requirements, our team is here to help.

Domestic personal accounts can conveniently self-enroll in online banking. Once enrolled, you’ll be able to access your account through our mobile app. For all other account types, please reach out to your Preferred Banker to get started today. 

  • Call the number on the card
  • Activate via Online Banking
  • Use an ATM (withdraw or check balance)
  • Call us for assistance

If you notice unusual activity on your personal account, contact us immediately at 305-648-8800 or contact your Preferred Banker. Our team will work with you to secure your account and resolve any issues.

Connect with a Preferred Banker 

Get expert advice and personalized solutions tailored to your needs.

Please note: Information sent through this request form is not secure. Time-sensitive requests, sensitive information, or private information, such as account numbers, should not be sent through this information request form. If you would like to send us a secure message that would include sensitive information, please log in to your online banking account and visit our Message Center.
For further assistance, please contact one of our Banking Centers.
Scroll to Top
This site is registered on wpml.org as a development site. Switch to a production site key to remove this banner.