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Empower Your Business with TM

IFB’s Tailored Treasury System is designed to simplify financial operations, improve cash flow, and support better decision-making for businesses of all sizes.

Key System Benefits

Powerful Tools to Simplify and Strengthen Your Business Operations

Real-Time Account Management

Real-Time Account Management

Monitor accounts and transactions anytime, anywhere.

Risk Mitigation Controls

Risk Mitigation Controls

Safeguard your payments with advanced security features.

In-Depth Reporting

In-Depth Reporting

Gain actionable insights to make smarter financial decisions.

Solutions for Receivables & Payables

Optimize Your Cash Flow

Receivables Solutions
Payables Solutions

Receivables Solutions

Accelerate collections and simplify receivables

Optimize your cash flow with efficient receivables solutions designed to help you collect payments faster and more securely.

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Remote Deposit Capture
Deposit checks from your office using secure desktop scanners.
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ACH Debit Origination

Initiate and manage ACH debits to securely collect payments directly from your customers’ bank accounts.

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Merchant Services

Process customer payments quickly and securely with solutions designed to meet your business needs.

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SmartPay Express

Accept secure online payments or donations with a payment link on your invoices, allowing clients to pay directly from their bank account through our secure portal.

Remote Deposit Capture

Remote Deposit Capture

Deposit checks from your office using secure desktop scanners.

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ACH Debit Origination

Initiate and manage ACH debits to securely collect payments directly from your customers’ bank accounts.

ACH Debit Origination​

Merchant Services

Process customer payments quickly and securely with solutions designed to meet your business needs.

SmartPay Express

SmartPay Express

Accept secure online payments or donations with a payment link on your invoices, allowing clients to pay directly from their bank account through our secure portal.

Payables Solutions

Streamline payments and manage outgoing cash flow

Make payments quickly and securely to vendors, employees, and more with our comprehensive payables solutions.

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Wire Transfers
Fast and secure domestic and international (USD) transfers.
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ACH Credit Origination
Simplify payroll and vendor payments with electronic transfers.
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Bill Payment

Manage and automate recurring expenses and electronic payments with ease.

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Purchasing Card

Streamline business spending with built-in controls, real-time tracking, and simplified reconciliation—empowering smarter, faster financial decisions.

Wire Transfers

Wire Transfers​

Fast and secure domestic and international (USD) transfers.

ACH Credit Origination

ACH Credit Origination​

Simplify payroll and vendor payments with direct transfers.

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Bill Payment​

Manage and automate recurring expenses with ease.

man-in-tea-shop

Purchasing Card

Streamline business spending with built-in controls, real-time tracking, and simplified reconciliation—empowering smarter, faster financial decisions.

Protect your Business with Security Tools

Keep Your Business Safe from Fraudulent Activity

Check Positive Pay

Detect and prevent check fraud with real-time verification.

ACH Positive Pay

Review and control ACH debits before they process.
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Enhance Efficiency

Automate key financial tasks to save time, reduce errors, and improve cash flow visibility.

Key Benefits:

  • Streamlined payments and collections
  • Real-time cash flow monitoring
  • Multi User Capabilities
  • Seamless reconciliation and reporting
  • Integration with accounting systems

Designed for Growing Businesses

Why Choose Us

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Tailored for Your Needs

Scalable for small and large businesses.

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Trusted Security

Bank-grade security and compliance.

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Expert Support

Dedicated treasury specialists at your service.

We Solve Your Doubts

Frequently Asked Questions

Treasury Management is a suite of services that help businesses manage cash, payments, receivables, fraud risk, and liquidity. It covers everything from cash flow and payment solutions to fraud prevention and real-time reporting. With these tools, businesses gain more control, efficiency, and visibility over their finances.

Businesses of all sizes — from small practices to large corporations — can benefit. If your company makes regular payments, collects receivables, needs better cash flow management, or wants to reduce financial risk, Treasury Management can provide the right solutions.

ACH Origination allows businesses to send and receive electronic payments through the ACH network. It’s a secure and cost-effective alternative to paper checks. Companies use it to pay employees by direct deposit, collect customer payments automatically, handle recurring expenses, and improve cash flow predictability while reducing errors and fraud risk.

We provide layered security to safeguard accounts and transactions. Tools include Check Positive Pay, ACH Positive Pay for electronic debits, and filters or blocks to control ACH activity. Multi-factor authentication, secure online banking, and real-time alerts add extra protection and peace of mind.

Merchant Services make it easy to accept payments from customers in person, online, or by phone. With IFB’s solutions, you can process credit and debit cards, add secure links to invoices, integrate with accounting systems, and offer contactless options like Apple Pay or Google Pay. These services streamline operations, enhance customer convenience, and support growth.

Remote Deposit Capture requires only a secure check scanner and an internet connection. This setup lets you deposit checks directly from your office without visiting a branch. The result is faster access to funds, better record keeping, and greater efficiency for businesses with multiple locations.

All services are available through our Online Banking platform. You can view balances, approve payments, set user permissions, and generate reports from a single, secure system. Mobile access and secure messaging make it simple to manage treasury needs anytime, anywhere. Our team also provides onboarding, training, and integration support.

Contact your IFB Preferred Banker or email us at TM@ifbbank.com to begin setting up Treasury Management Services.

Load more questions

Connect with a Preferred Banker 

Get expert advice and personalized solutions tailored to your needs.

Please note: Information sent through this request form is not secure. Time-sensitive requests, sensitive information, or private information, such as account numbers, should not be sent through this information request form. If you would like to send us a secure message that would include sensitive information, please log in to your online banking account and visit our Message Center.
For further assistance, please contact one of our Banking Centers.
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